NFIP Foundations - Revision history

WikiAdmin: /* Enclosures */

2025-03-26T14:44:50Z

Enclosures

← Older revision		Revision as of 07:44, 26 March 2025
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	* If it does not, the enclosure is called a "partial enclosure" or "partially enclosed".		* If it does not, the enclosure is called a "partial enclosure" or "partially enclosed".

	The full definition can be found in the {{FIM\|78}}.		The full definition can be found in the {{FIM\|page=78}}.

	== Walkout Basements ==		== Walkout Basements ==

WikiAdmin: /* Foundation Types */

2025-03-26T14:44:39Z

Foundation Types

← Older revision		Revision as of 07:44, 26 March 2025
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	* '''Classification''': Non-Elevated.		* '''Classification''': Non-Elevated.
	* '''[[Building Diagram Numbers]]''': 1A, 1B, 3		* '''[[Building Diagram Numbers]]''': 1A, 1B, 3
	* {{FIM\|75}}		* {{FIM\|page=75}}

	=== 2. Basement ===		=== 2. Basement ===
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	* '''Classification''': Non-Elevated.		* '''Classification''': Non-Elevated.
	* '''[[Building Diagram Numbers]]''': 2A, 2B, 4		* '''[[Building Diagram Numbers]]''': 2A, 2B, 4
	* {{FIM\|76}}		* {{FIM\|page=76}}

	=== 3. Elevated on Posts, Piles, or Piers Without Enclosure ===		=== 3. Elevated on Posts, Piles, or Piers Without Enclosure ===
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	* '''Classification''': Elevated.		* '''Classification''': Elevated.
	* '''[[Building Diagram Numbers]]''': 5		* '''[[Building Diagram Numbers]]''': 5
	* {{FIM\|77}}		* {{FIM\|page=77}}

	=== 4. Elevated on Posts, Piles, or Piers With Enclosure ===		=== 4. Elevated on Posts, Piles, or Piers With Enclosure ===
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	* '''Classification''': Elevated.		* '''Classification''': Elevated.
	* '''[[Building Diagram Numbers]]''': 6		* '''[[Building Diagram Numbers]]''': 6
	* {{FIM\|79}}		* {{FIM\|page=79}}

	=== 5. Elevated on Solid Foundation Walls With Enclosure ===		=== 5. Elevated on Solid Foundation Walls With Enclosure ===
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	* '''Classification''': Elevated.		* '''Classification''': Elevated.
	* '''[[Building Diagram Numbers]]''': 7		* '''[[Building Diagram Numbers]]''': 7
	* {{FIM\|79}}		* {{FIM\|page=79}}

	=== 6. Crawlspace ===		=== 6. Crawlspace ===
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	* '''Classification''': Can be Elevated or Non-Elevated depending on its relation to the LAG.		* '''Classification''': Can be Elevated or Non-Elevated depending on its relation to the LAG.
	* '''[[Building Diagram Numbers]]''': 8, 9		* '''[[Building Diagram Numbers]]''': 8, 9
	* {{FIM\|80}}		* {{FIM\|page=80}}

	== Enclosures ==		== Enclosures ==

WikiAdmin: /* Elevated Buildings */

2025-03-26T14:44:10Z

Elevated Buildings

← Older revision		Revision as of 07:44, 26 March 2025
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	== Elevated Buildings ==		== Elevated Buildings ==

	An '''elevated building''' is constructed with the lowest floor above ground level, supported by a foundation that provides open space beneath the structure. Find more details in the {{FIM\|77}}.		An '''elevated building''' is constructed with the lowest floor above ground level, supported by a foundation that provides open space beneath the structure. Find more details in the {{FIM\|page=77}}.

	Examples of elevated foundations include:		Examples of elevated foundations include:

WikiAdmin: /* Non-Elevated Buildings */

2025-03-26T14:43:47Z

Non-Elevated Buildings

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	== Non-Elevated Buildings ==		== Non-Elevated Buildings ==

	A '''non-elevated building''' is constructed on a foundation where the lowest floor is at or below ground level on all sides. Find more details in the {{FIM\|75}}.		A '''non-elevated building''' is constructed on a foundation where the lowest floor is at or below ground level on all sides. Find more details in the {{FIM\|page=75}}.

	Common foundation types for non-elevated buildings include:		Common foundation types for non-elevated buildings include:

WikiAdmin: /* Below Ground versus Below Grade */

2025-02-27T18:28:00Z

Below Ground versus Below Grade

← Older revision		Revision as of 11:28, 27 February 2025
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	=== Below Ground versus Below Grade ===		=== Below Ground versus Below Grade ===

	Unless it meets [[NFIP Coverage Exceptions#Buildings Below Ground\|specific requirements]], a building constructed ~~'''~~below ground~~'''~~ is ineligible for coverage. Below Ground is defined as more than 49% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade. [https://www.fema.gov/sites/default/files/documents/fema_nfip_flood-insurance-manual_042024.pdf#page=192]		Unless it meets [[NFIP Coverage Exceptions#Buildings Below Ground\|specific requirements]], a building constructed below ground is ineligible for coverage. '''Below Ground''' is defined as more than 49% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade. [https://www.fema.gov/sites/default/files/documents/fema_nfip_flood-insurance-manual_042024.pdf#page=192]

	A building constructed '''below grade''' is eligible for coverage, so long as the majority of the building is above grade. Below grade (also known as "subgrade" or "sub-grade") foundations are classified as non-elevated.		A building constructed '''below grade''' is eligible for coverage, so long as the majority of the building is above grade. Below grade (also known as "subgrade" or "sub-grade") foundations are classified as non-elevated.

WikiAdmin: /* Below Ground versus Below Grade */

2025-02-27T18:27:25Z

Below Ground versus Below Grade

← Older revision		Revision as of 11:27, 27 February 2025
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	=== Below Ground versus Below Grade ===		=== Below Ground versus Below Grade ===

	A building constructed '''below ground''' is ~~[[NFIP Coverage Exceptions#Buildings Below Ground\|~~ineligible for coverage]]. Below Ground is defined as more than 49% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade. [https://www.fema.gov/sites/default/files/documents/fema_nfip_flood-insurance-manual_042024.pdf#page=192]		Unless it meets [[NFIP Coverage Exceptions#Buildings Below Ground\|specific requirements]], a building constructed '''below ground''' is ineligible for coverage. Below Ground is defined as more than 49% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade. [https://www.fema.gov/sites/default/files/documents/fema_nfip_flood-insurance-manual_042024.pdf#page=192]

	A building constructed '''below grade''' is eligible for coverage, so long as the majority of the building is above grade. Below grade (also known as "subgrade" or "sub-grade") foundations are classified as non-elevated.		A building constructed '''below grade''' is eligible for coverage, so long as the majority of the building is above grade. Below grade (also known as "subgrade" or "sub-grade") foundations are classified as non-elevated.

WikiAdmin: /* Below Ground versus Below Grade */

2025-02-27T18:22:14Z

Below Ground versus Below Grade

← Older revision		Revision as of 11:22, 27 February 2025
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	=== Below Ground versus Below Grade ===		=== Below Ground versus Below Grade ===

	A building constructed '''below ground''' is [[NFIP Coverage Exceptions#Buildings Below Ground\|ineligible for coverage]]. Below Ground is defined as more than 49% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade.		A building constructed '''below ground''' is [[NFIP Coverage Exceptions#Buildings Below Ground\|ineligible for coverage]]. Below Ground is defined as more than 49% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade. [https://www.fema.gov/sites/default/files/documents/fema_nfip_flood-insurance-manual_042024.pdf#page=192]

	A building constructed '''below grade''' is eligible for coverage, so long as the majority of the building is above grade. Below grade (also known as "subgrade" or "sub-grade") foundations are classified as non-elevated.		A building constructed '''below grade''' is eligible for coverage, so long as the majority of the building is above grade. Below grade (also known as "subgrade" or "sub-grade") foundations are classified as non-elevated.

WikiAdmin: /* Non-Elevated Buildings */

2025-02-27T18:18:33Z

Non-Elevated Buildings

← Older revision		Revision as of 11:18, 27 February 2025
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	=== Below Ground versus Below Grade ===		=== Below Ground versus Below Grade ===

	A building constructed '''below ground''' is [[NFIP Coverage Exceptions#Buildings Below Ground\|ineligible for coverage]]. Below Ground is defined as 50% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade.		A building constructed '''below ground''' is [[NFIP Coverage Exceptions#Buildings Below Ground\|ineligible for coverage]]. Below Ground is defined as more than 49% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade.

	A building constructed '''below grade''' is eligible for coverage, so long as the majority of the building is above grade. Below grade (also known as "subgrade" or "sub-grade") foundations are classified as non-elevated.		A building constructed '''below grade''' is eligible for coverage, so long as the majority of the building is above grade. Below grade (also known as "subgrade" or "sub-grade") foundations are classified as non-elevated.

WikiAdmin: /* Below Ground versus Below Grade */

2025-02-27T18:11:01Z

Below Ground versus Below Grade

← Older revision		Revision as of 11:11, 27 February 2025
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	These buildings are generally more susceptible to flood damage and may face higher premiums due to increased risk.		These buildings are generally more susceptible to flood damage and may face higher premiums due to increased risk.

	==== Below Ground versus Below Grade ====		=== Below Ground versus Below Grade ===

	A building constructed '''below ground''' is [[NFIP Coverage Exceptions#Buildings Below Ground\|ineligible for coverage]]. Below Ground is defined as 50% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade.		A building constructed '''below ground''' is [[NFIP Coverage Exceptions#Buildings Below Ground\|ineligible for coverage]]. Below Ground is defined as 50% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade.

WikiAdmin: /* Below Ground versus Below Grade */

2025-02-27T18:10:46Z

Below Ground versus Below Grade

← Older revision		Revision as of 11:10, 27 February 2025
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	==== Below Ground versus Below Grade ====		==== Below Ground versus Below Grade ====

	A building constructed '''below ground''' is ineligible for coverage. Below Ground is defined as 51% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade.		A building constructed '''below ground''' is [[NFIP Coverage Exceptions#Buildings Below Ground\|ineligible for coverage]]. Below Ground is defined as 50% of the building's Actual Cash Value (ACV) sits at or below the surrounding grade.

	A building constructed '''below grade''' is eligible for coverage, so long as the majority of the building is above grade. Below grade (also known as "subgrade" or "sub-grade") foundations are classified as non-elevated.		A building constructed '''below grade''' is eligible for coverage, so long as the majority of the building is above grade. Below grade (also known as "subgrade" or "sub-grade") foundations are classified as non-elevated.