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| {| class="wikitable" | | {{Collapsible-section|number=1|title=Example|content=Here's some content}} |
| !'''Eligibility Rule'''
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| !'''FIM Page'''
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| |- | |
| | colspan=2 |'''Pre-FIRM Discount''' | |
| |-
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| | The building was constructed after the community’s FIRM date
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| |3-3
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| |-
| |
| | Substantial improvements or damage repairs after FIRM date
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| |3-4
| |
| |-
| |
| |'''Change in occupancy''' or use.
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| |3-4
| |
| |-
| |
| |
| |
| | - '''Switching WYO carriers''' post-Risk Rating 2.0 implementation.
| |
| |3-5
| |
| |-
| |
| |'''Newly Mapped Discount'''
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| | - Property '''must have been in a non-Special Flood Hazard Area''' before reclassification.
| |
| |3-6
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| |-
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| |
| |
| | - Discount '''only available within 12 months of flood map change'''.
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| - '''Lapse in coverage''' cancels discount.
| |
| |3-7
| |
| |-
| |
| |
| |
| | - '''Non-compliance''' with NFIP building standards.
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| |3-7
| |
| |-
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| |'''Annual Increase Cap'''
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| | - '''No lapse in coverage''' allowed.
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| - '''Primary use of building''' cannot change.
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| |3-8
| |
| |-
| |
| |
| |
| | - '''Substantial improvement or reconstruction''' triggers full-risk rating.
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| |3-9
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| |-
| |
| |
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| | - '''Transferring to a different WYO carrier''' may impact rate increases.
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| |3-9
| |
| |-
| |
| |'''Real Estate Transaction'''
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| | - '''No prior NFIP policy''' on the property.
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| - '''Not purchased within the last 12 months'''.
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| |3-10
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| |-
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| |
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| | - Prior policy '''rated using a legacy method''' not applicable under Risk Rating 2.0.
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| |3-11
| |
| |-
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| |
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| | - '''Change in occupancy or use''' (e.g., primary residence to rental).
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| - '''Lapse in coverage''' by prior owner.
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| |3-11
| |
| |}
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