Required Cancellation Signatures: Difference between revisions
No edit summary |
No edit summary |
||
| Line 3: | Line 3: | ||
== Electronic Signatures == | == Electronic Signatures == | ||
NFIP insurers must sell and service NFIP policies in a customer-centric manner as part of | NFIP insurers must sell and service NFIP policies in a customer-centric manner as part of their normal business practices. To improve the policyholder’s experience and to reduce administrative burden, FEMA approves and encourages the use of electronic signatures on NFIP transactions. FEMA will not deny the legal effect, validity, or enforceability of | ||
their normal business practices. To improve the policyholder’s experience and to reduce | a signature solely because it is in electronic form. Insurers should accept electronic signatures in accordance with their general business practices and applicable laws. | ||
administrative burden, FEMA approves and encourages the use of electronic signatures | |||
on NFIP transactions. FEMA will not deny the legal effect, validity, or enforceability of | |||
a signature solely because it is in electronic form. Insurers should accept electronic | |||
signatures in accordance with their general business practices and applicable laws. | |||
Electronic signatures must comply with the following requirements. | Electronic signatures must comply with the following requirements. | ||
* The signer must use an acceptable electronic form of signature; | * The signer must use an acceptable electronic form of signature; | ||
* The electronic form of signature must be executed or adopted by a person with the | * The electronic form of signature must be executed or adopted by a person with the intent to sign the electronic document; | ||
intent to sign the electronic document; | * The electronic form of signature must be attached to or associated with the electronic document being signed; | ||
* The electronic form of signature must be attached to or associated with the | * There must be a means to identify and authenticate a particular person as the signer; and | ||
electronic document being signed; | |||
* There must be a means to identify and authenticate a particular person as the | |||
signer; and | |||
* There must be a means to preserve the integrity of the signed document. | * There must be a means to preserve the integrity of the signed document. | ||
Revision as of 14:05, 21 November 2024
 |
This page is a rough draft and will need more work before it's finalized. |
 |
This page contains details about NFIP Cancellations. |
Electronic Signatures
NFIP insurers must sell and service NFIP policies in a customer-centric manner as part of their normal business practices. To improve the policyholder’s experience and to reduce administrative burden, FEMA approves and encourages the use of electronic signatures on NFIP transactions. FEMA will not deny the legal effect, validity, or enforceability of a signature solely because it is in electronic form. Insurers should accept electronic signatures in accordance with their general business practices and applicable laws.
Electronic signatures must comply with the following requirements.
- The signer must use an acceptable electronic form of signature;
- The electronic form of signature must be executed or adopted by a person with the intent to sign the electronic document;
- The electronic form of signature must be attached to or associated with the electronic document being signed;
- There must be a means to identify and authenticate a particular person as the signer; and
- There must be a means to preserve the integrity of the signed document.