Flood Insurance Manual: Difference between revisions
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Revision as of 14:23, 3 December 2024
The NFIP Flood Insurance Manual (FIM) is a comprehensive guide for underwriting and managing policies. It outlines rules, procedures, and technical details. It is a primary NFIP resource, designed to ensure accuracy and compliance in flood insurance operations.
The FIM is organized into sections and appendices. Sections address key topics such as eligibility, rating, and policy changes. Appendices provide supporting details like forms and reference tables. Content in the Flood Insurance Manual falls into one of three general categories:
- Program Overview. These pages illustrate how NFIP flood insurance works. For instance, they cover NFIP history, how policies are structured, and claims processes.
- Operational Processes. These are used to manage NFIP policies. They include tasks like updating policy details, processing renewals, and handling cancellations.
- Technical Guidance. This includes information like how premiums are calculated, how flood zones are determined, and the specific documentation required.
The Flood Insurance Manual is the NFIP's go-to resource for understanding and managing federally-backed flood insurance policies. Updated regularly, usually once a year, it ensures the most current guidelines are available.
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