NFIP Structural Variables

Insert words here

Structural Variable	Explanation	FIM	Specific Fields
Building Occupancy	Defines the type of use and occupancy of the building, affecting policy form and coverage limits.	3-9	See NFIP Occupancy
Construction Type	Specifies the construction materials used for the building's first floor above ground level.	3-14	Frame, Masonry, Other
Foundation Type	Describes the type of foundation supporting the building, influencing elevation measurements.	3-15	See NFIP Foundations
First Floor Height	Indicates the height of the building's first floor above the adjacent grade.	3-21	See First Floor Height
Mitigation Discounts	Discounts for actions like elevating machinery and equipment or proper flood openings.	3-27	See NFIP Mitigation discounts
Floodproofing	Measures taken to floodproof a building for lower premiums, requiring certification.	3-31	See Floodproofing
Replacement Cost Value	Represents the value of replacing the building, based on square footage and materials.	3-32	See Building Replacement Cost Value
Claims History	Details the building's prior NFIP claims, including severe repetitive losses.	3-33	List of claims, repetitive loss indicators
Number of Detached Structures	The number of detached structures on the property, influencing policy coverage.	3-34	Exact number of detached structures on the property
Number of Elevators	Counts the elevators in the building, relevant for policy evaluation and rating.	3-34	Exact number of elevators present in the building
Number of Floors	Specifies the number of floors in the building, affecting coverage and risk assessment.	3-34	Total number of floors in the structure
Floor of Unit	Identifies the specific floor of a unit in a multi-story building.	3-34	Specific floor level (e.g., 1st, 2nd)
Primary Residence Status	Determines whether the insured building is a primary residence, impacting premiums.	3-35	See Primary Residence

Construction Type

Insert words here

Claims History

Insert words here

Detached Structures

Insert words here

Number of Elevators

Insert words

Number of Floors

Insert words

Floor of Unit

Insert words