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NFIP Flood Insurance Coverage Insights:

1. Coverage Limits: Did you know NFIP policies have a maximum dwelling coverage of $250,000 for residential properties, but coverage for contents is optional?
2. Basement Coverage: Did you know NFIP provides limited coverage for basements, excluding personal property like furniture?
3. Detached Structures: Did you know detached garages are covered for up to 10% of the building's coverage—but only if they aren't used for business?
4. Policy Corrections: Did you know you can endorse an NFIP policy to correct an insured name or other details without canceling the policy?
5. Community Rating System: Did you know NFIP premiums can be reduced if your community participates in FEMA's Community Rating System (CRS)?
6. Buildings Over Water: Did you know buildings constructed fully over water after October 1, 1982, are generally ineligible for NFIP coverage?

Equinox Platform Highlights:

1. Green Path Automation: Did you know Equinox can auto-issue flood policies through its Green Path feature, minimizing manual review for agents?
2. Role-Specific Dashboards: Did you know Equinox provides customized dashboards for agents, underwriters, and claims examiners to streamline tasks?
3. Consumer Portal: Did you know policyholders can use the Equinox Consumer Portal to download their policy documents and make payments?
4. Quick Policy Actions: Did you know agents can instantly add mortgagees or additional interests to policies in the Agent Workspace?
5. Document Storage: Did you know all uploaded documents in Equinox are indexed and easily searchable, saving you time during claims or audits?
6. Historical Comparisons: Did you know Equinox Reports allow you to compare current policy data with past periods for better trend analysis?

Fun or Overlooked Facts:

1. Flood Zones: Did you know over 20% of NFIP claims come from properties outside high-risk flood zones?
2. Preferred Risk Policies: Did you know properties in low-to-moderate risk zones may qualify for lower-cost Preferred Risk Policies?
3. Underwriting Reminders: Did you know Equinox's "Yellow Path" triggers an underwriter review whenever policy details seem unusual?
4. Building Below Ground: Did you know NFIP defines a building as "below ground" if more than 50% of its structure is below grade on all sides?

Agent Tips:

1. Cancellation Process: Did you know Equinox provides guided steps for processing NFIP policy cancellations, including eligible refund codes?
2. Pre-FIRM Subsidies: Did you know NFIP offers subsidized rates for pre-FIRM buildings, but premium increases are capped annually?
3. Quote Validity: Did you know Equinox tracks quote expiration dates, helping agents follow up before policies lapse?