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Combined display of all available logs of Gulf States Flood Help. You can narrow down the view by selecting a log type, the username (case-sensitive), or the affected page (also case-sensitive).

13:50, 18 February 2025 WikiAdmin talk contribs created page Machinery and Equipment (Created page with " === 1. Coverage for Machinery & Equipment (M&E) === NFIP policies define M&E as essential systems '''permanently installed''' in a building that are necessary for its function. These items fall under '''Building Property Coverage''' when attached to the structure and under '''Contents Coverage''' when they are personal property. ==== Covered Under Building Coverage (If permanently installed): ==== * Electrical and plumbing systems * Central air conditioning units * Fu...") Tag: Visual edit
13:27, 18 February 2025 WikiAdmin talk contribs created page Emergency Program (Created page with "Community Participation#Emergency Program")
12:58, 18 February 2025 WikiAdmin talk contribs created page NFIP Newly Mapped Eligibility (Created page with "The '''Newly Mapped Discount''' allows NFIP policyholders to qualify for a Statutory Discount when a building's flood zone designation changes due to a FEMA map revision. This discount reduces the policy premium without changing the rating, provided the eligibility requirements are met. == Eligibility Requirements == To qualify for the Newly Mapped Discount, the following conditions must be satisfied: {| class="wikitable" |- ! Requirement ! Description |- | FEMA Fl...")
12:18, 18 February 2025 WikiAdmin talk contribs moved page NFIP Mitigation discounts to NFIP Mitigation Discounts
10:39, 18 February 2025 WikiAdmin talk contribs created page Discounts (Created page with "{{disambiguation}} '''Discounts''' are an important feature of insurance policies. They typically reduce price based on a policy feature. You may be looking for: * NFIP Discounts - The three categories of flood insurance discounts found in the NFIP * Statutory Discounts - NFIP Discounts mandated by the US Code * Mitigation Discounts - NFIP Discounts based on an individual building's features")
13:50, 14 February 2025 WikiAdmin talk contribs created page MediaWiki:Print.css (Created page with "CSS placed here will affect the print output: .sol-noprint { display:none; }")
14:51, 13 February 2025 WikiAdmin talk contribs created page File:Img-deed-01.png
14:51, 13 February 2025 WikiAdmin talk contribs uploaded File:Img-deed-01.png
14:45, 13 February 2025 WikiAdmin talk contribs created page File:Img-settlement-statement-01.png
14:45, 13 February 2025 WikiAdmin talk contribs uploaded File:Img-settlement-statement-01.png
14:19, 13 February 2025 WikiAdmin talk contribs created page File:Img-closing-disclosure-01.png
14:19, 13 February 2025 WikiAdmin talk contribs uploaded File:Img-closing-disclosure-01.png
13:57, 13 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 01/Sale or Transfer (Created page with "'''NFIP Cancellations: Proof of Ownership Transfer Guidelines''' When processing an NFIP policy cancellation due to the sale of a building, underwriters must confirm that ownership has legally transferred. The following guidance clarifies which documents are acceptable as proof of sale and common issues to watch for. ---- === 1. Preferred Document for Confirming Ownership Transfer === ==== Recorded Deed (Best Evidence) ==== * The '''recorded deed''' is the most relia...") Tag: Visual edit
15:03, 12 February 2025 WikiAdmin talk contribs created page UW:Quiz 3211B (Created page with " <div class="sol-q1"> <div class="sol-q1-text">(UW Quiz) NFIP Cancellation Effective Date Calculations</div> </div> <div class="sol-q2"> <div class="sol-q3"> <quiz shuffleanswers=true display=simple>  { A policyholder sells their building on April 15 and submits a cancellation request with the closing disclosure. What is the effective date of cancellation? | type="()" } + April 15 || '''Correct''' - April 1...")
14:25, 12 February 2025 WikiAdmin talk contribs created page UW:Quiz 3211A (Created page with "There are five quizzes on this page about Cancellation Qualifying Reasons. Complete them as you see fit to engrain a simple understanding of the topic. The following underwriter resources can also be used to answer the questions below. * NFIP Cancellations * UW Lesson 3211, Non-renewal * [https://www.fema.gov/sites/default/files/documents/fema_nfip_flood-insurance-manual_042024.pdf#page=163 ''How to Cancel, 2024 NFIP Flood Insurance Manual] These qui...")
14:00, 12 February 2025 WikiAdmin talk contribs created page File:Img-calendar.png
14:00, 12 February 2025 WikiAdmin talk contribs uploaded File:Img-calendar.png
13:46, 12 February 2025 WikiAdmin talk contribs created page Category:Cancellation (Created page with "This category contains pages about NFIP Policy Cancellations.")
13:22, 12 February 2025 WikiAdmin talk contribs created page File:Img-proc-nonrenew-03.png
13:22, 12 February 2025 WikiAdmin talk contribs uploaded File:Img-proc-nonrenew-03.png
13:19, 12 February 2025 WikiAdmin talk contribs created page File:Img-proc-nonrenew-02.png
13:19, 12 February 2025 WikiAdmin talk contribs uploaded File:Img-proc-nonrenew-02.png
13:10, 12 February 2025 WikiAdmin talk contribs created page File:Img-proc-nonrenew-01.png
13:10, 12 February 2025 WikiAdmin talk contribs uploaded File:Img-proc-nonrenew-01.png
12:34, 12 February 2025 WikiAdmin talk contribs created page File:Img-cxl-verification-letter.png
12:34, 12 February 2025 WikiAdmin talk contribs uploaded File:Img-cxl-verification-letter.png
12:25, 12 February 2025 WikiAdmin talk contribs created page Cancellation Verification Letter (Created page with "The '''Cancellation Verification Letter''' is required when a policyholder requests a cancellation due to their lender no longer requiring flood insurance. The letter serves as documentation that flood insurance is no longer mandated by any lender, loss payee, landlord, or federal agency. Policyholders can obtain the letter from their agent or insurer. === Sample Cancellation Verification Letter === The document includes the following key statements: * The policyholder...") Tag: Visual edit
12:09, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 30 (Created page with "=== Reason Code 30: Insufficient Premium to Retain Coverage === This reason code applies when a policy must be canceled due to insufficient premium to maintain any amount of coverage after deducting applicable fees and surcharges. If the policyholder does not pay the additional premium within the required timeframe, the policy is canceled. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be canceled if the insure...")
12:06, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 29 (Created page with "=== Reason Code 29: Policy Canceled Due to Risk Rating 2.0 Calculation Error === This reason code applies when a policy must be canceled due to an error in the Risk Rating 2.0 premium calculation, requiring the policy to be reissued with the correct rating. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be canceled if an error in the Risk Rating 2.0 calculation resulted in an incorrect premium, and a corrected...")
12:05, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 28 (Created page with "=== Reason Code 28: Insurance No Longer Required by Lender === This reason code applies when a policyholder was originally required to maintain flood insurance by a lender, but the lender no longer requires coverage due to a loan payoff, map revision, or other circumstances. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be canceled if the lender no longer requires flood insurance, such as when the mortgage is...")
12:03, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 27 (Created page with "=== Reason Code 27: Property Becomes Ineligible for Coverage During Policy Term === This reason code applies when a property that was initially eligible for NFIP coverage becomes ineligible during the policy term due to a change in status, such as a community suspension or a Section 1316 violation. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be canceled if the property, which was eligible at the time of appl...")
12:02, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 26 (Created page with "=== Reason Code 26: Duplicate Policy from a Source Other Than NFIP === This reason code applies when a policy is canceled because the policyholder obtained a duplicate flood insurance policy from a private insurer, rather than from another NFIP source. The NFIP policy is nullified to prevent overlapping coverage. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be canceled if the policyholder obtained a private f...")
12:00, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 23 (Created page with "=== Reason Code 23: Fraud or Misrepresentation === This reason code applies when a policy must be canceled due to fraud or material misrepresentation by the policyholder or agent. Fraudulent activity or deliberate misrepresentation of key policy details invalidates coverage. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy must be canceled if fraud or material misrepresentation is identified, affecting the policy’s...")
11:58, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 22 (Created page with "=== Reason Code 22: Cancel and Rewrite Due to Administrative Error === This reason code applies when a policy must be canceled and rewritten to correct an administrative error, such as an incorrect policy effective date, rating error, or misapplied coverage. The rewritten policy ensures continuous and accurate coverage. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be canceled and rewritten if an administrativ...")
11:58, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 21 (Created page with "=== Reason Code 21: Continuous Lake Flooding or Closed Basin Lakes === This reason code applies when an NFIP policy must be canceled due to continuous lake flooding or a closed basin lake scenario as determined by FEMA. These properties experience ongoing inundation, making them uninsurable under NFIP guidelines. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be canceled if FEMA designates the property as affec...")
11:55, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 20 (Created page with "=== Reason Code 20: SRL Written with Incorrect Insurer === This reason code applies when a Severe Repetitive Loss (SRL) policy was issued or renewed by a Write Your Own (WYO) company instead of being serviced by the NFIP Direct’s Special Direct Facility (SDF). In these cases, the policy must be canceled and rewritten under the correct insurer. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be canceled if an S...")
11:53, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 13 (Created page with "=== Reason Code 13: Nullification Prior to Policy Effective Date === This reason code applies when a policyholder pays the premium for a new or renewal policy but decides before the effective date that they do not want coverage. Since the policy never became effective, it must be nullified from inception. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be nullified if the policyholder requests cancellation befor...")
11:51, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 10 (Created page with "=== Reason Code 10: Condominium Unit or Association Policy Converting to RCBAP === This reason code applies when an NFIP policy insuring a residential condominium unit is replaced by a Residential Condominium Building Association Policy (RCBAP). The individual unit policy is canceled to avoid duplicate coverage. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A Dwelling Form policy insuring a condominium unit may be canceled...")
11:49, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 07 (Created page with "=== Reason Code 07: Property Closing Did Not Occur === This reason code applies when an NFIP policy was issued in anticipation of a property transfer, but the closing did not take place. Since the policyholder never had an insurable interest, the policy must be nullified from inception. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be nullified if the property closing did not occur and the policyholder never h...")
11:46, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 06 (Created page with "=== Reason Code 06: Property Not Eligible for Coverage === This reason code applies when a policy was issued for a property that was never eligible for NFIP coverage at the time of application. The policy must be nullified from inception. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be nullified if the insured property was not eligible for NFIP coverage at the time of application. |- |'''Effective Date of Can...")
11:45, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 05 (Created page with "=== Reason Code 05: Invalid Payment === This reason code applies when a policyholder’s payment is returned due to insufficient funds, rejection, or dispute. The policy is nullified as of the effective date since no valid payment was received to bind coverage. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |A policy may be nullified if the initial premium payment is returned, rejected, or disputed, meaning no valid payment...")
11:42, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 04 (Created page with "=== Reason Code 04: Duplicate NFIP Policies === This reason code applies when there are two or more NFIP policies covering the same building or contents. The insurer must cancel the policy with the later effective date unless there are specific exceptions that allow cancellation of the earlier policy. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |If multiple NFIP policies are issued for the same building or contents, the p...")
11:38, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 03 (Created page with "=== Reason Code 03: Policy Canceled and Rewritten to Establish a Common Expiration Date === This reason code applies when a policy is canceled and rewritten to align its expiration date with other insurance coverage on the same building. This allows policyholders to maintain a consistent renewal schedule for all related policies. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |The policyholder requests cancellation to align...")
11:36, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 02 (Created page with "=== Reason Code 02: Contents Sold, Removed, or Destroyed === This reason code applies when the policyholder no longer has an insurable interest in the contents covered by a flood insurance policy due to their sale, removal, or destruction. This includes situations where contents are permanently relocated, sold, or completely lost due to a peril other than flooding. {| class="wikitable" !'''Condition''' !'''Details''' |- |'''Eligibility for Cancellation''' |The policyho...")
11:21, 12 February 2025 WikiAdmin talk contribs created page Cancellation Qualifying Reasons/RC 01 (Created page with " === NFIP Cancellation Reason Code: 01 - Building Sold, Removed, or Destroyed === ==== Reason Code Overview ==== This reason code applies when the policyholder no longer has an insurable interest in the building due to a sale, transfer, removal, or destruction of the insured structure. This includes situations such as a completed property sale, foreclosure, or physical removal of the building from its original location. ==== FIM Table for Reason Code 01 ==== {| class="...") Tag: Visual edit
10:13, 12 February 2025 WikiAdmin talk contribs moved page Cancellation Reason Codes to Cancellation Qualifying Reasons
09:39, 12 February 2025 WikiAdmin talk contribs created page File:Img-tlm-flat-cancel.jpg
09:39, 12 February 2025 WikiAdmin talk contribs uploaded File:Img-tlm-flat-cancel.jpg
09:24, 12 February 2025 WikiAdmin talk contribs created page File:Img-tlm-mandatory-purchase-02.jpg
09:24, 12 February 2025 WikiAdmin talk contribs uploaded File:Img-tlm-mandatory-purchase-02.jpg