Premium Payment
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Premium payments are easy to make in Equinox, and they can be initiated a number of ways.
- Pay NFIP New Business - submit payment for a completed NFIP application
- Pay NFIP Renewal - provide payment to renew an upcoming NFIP policy term
- Pay NFIP Policy Change - make additional premium payments for NFIP policy changes
How to Submit Premium Payments
All premium payment methods lead to the same dialog page in Equinox. The required fields must be completed in order to submit using the "Pay Now" button.
This process is different for policyholders who make a payment through the Consumer Portal.
Credit Card or E-check
Payments can be made using a credit card or an electronic check (e-check or echeck).
Select the corresponding box for each at the top of the screen. This will adjust the form fields below.
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Credit card option.
Required fields are outlined in red. -
Electronic check option.
Required fields are outlined in red.
| Important |
Electronic checks require the account number to be entered twice.
Use this WikiHow article to locate it correctly on a check. |
Billing Information
Billing information refers to the type of account, not the method of payment.
Choose between Personal Account (default) or Business Account.
- Enter the individual named on the account.
- The pre-filled address can be edited.
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Billing information is prefilled.
Summary
The Summary section on the right identifies the policy number, the policyholder, and the insured address.
The total premium amount will show under the itemized fees; discounts are not listed.
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Policy changes allow the user to cancel and return to the policy
A disclaimer is located below the "Pay Now" button.
New Business
By clicking on ‘Pay Now’, I confirm that I have reviewed and agree to the Terms and Conditions of the insurance policy provided by . I authorize to charge the payment of $655.00 to the Card payment method I have provided, and I acknowledge that my policy will be activated upon successful payment. Please ensure all information is accurate before proceeding.
Policy Changes
By clicking on ‘Pay Now’, I confirm that I have reviewed and agree to the Terms and Conditions of the Coastal American Insurance Company insurance policy provided by Coastal American Insurance Company. I authorize Coastal American Insurance Company to charge the payment of $39.00 to the Card payment method I have provided, and I acknowledge that my policy will be activated upon successful payment. Please ensure all information is accurate before proceeding.