Submit Change to NFIP Policy

From Gulf States Flood Help
Revision as of 16:25, 5 March 2025 by WikiAdmin (talk | contribs)

This Equinox Procedure is for Agents. Find a complete list here.

This page serves as a directory for various Policy Changes agents can request through the Equinox platform. Each change type includes details about the process, effective dates, and required documentation. Agents can reference individual procedures for more specific instructions.

Administrative Changes

Policy Detail Effective Date Auto-Issue? Documents
Mortgagee Clause Date of request Yes No
Insured Mailing Address Date of request Yes No
Billing Instructions Start of new policy term Yes No

Insured Name Changes

Policy Detail Effective Date Auto-Issue? Documents
Name Corrections Start of current term Yes No
Adding/Removing a Co-Insured Date of request No Link
Updating a Name Date of legal change No Link

Building Characteristics Changes

Policy Detail Effective Date Auto-Issue? Documents
Elevation Data Update Start of current term No Link
Flood Zone Revision Based on FEMA map changes No Link

Coverage Changes

Policy Detail Effective Date Auto-Issue? Documents
Coverage Increase 30-day waiting period No Link
Coverage Decrease Start of current term Yes Link
Deductible Change Start of new policy term Yes Link

General Process for Submitting a Policy Change

Step 1: Access the Policy in Equinox

Log in to the Equinox platform and locate the policy requiring a change.

Step 2: Initiate the Change Request

Navigate to the "Policy Actions" menu and select the relevant type of policy change.

Step 3: Enter the Requested Changes

Update the necessary details, such as coverage limits, deductible amounts, or insured name, as applicable.

Step 4: Attach Supporting Documentation (if applicable)

Upload required documentation for specific types of changes, such as proof of over-insurance or legal documentation.

Step 5: Review and Submit the Change Request

Confirm all details are accurate and submit the request for processing.

This page may need to be edited based on suggestions or concerns. Read more in the Discussion page.

This page contains details about NFIP Policy Changes.
Find more NFIP information in the How To Endorse section of the Flood Insurance Manual.