Submit Change to NFIP Policy

This Equinox Procedure is for Agents. Find a complete list here.

This page serves as a directory for various NFIP Policy Changes agents can request through Equinox. Each change type includes details about the process, effective dates, and required documentation. Agents can reference individual procedures for more specific instructions.

Policy Changes List

Policy Section	Functions	Auto-issue	Documents	Effective Date	NFIP Category
Primary Insured Contact Details	Edit	Yes	No	Request	Administrative
Renewal Billing Instructions	Edit	Yes	No	Request	Administrative
Mortgagee Clause	Add, Edit, Delete	Yes	No	Request	Policy Interests
Insured Name Correction	Edit	Yes	No	Inception	Administrative
Insured Name Update	Edit	No	Yes	Event	Policy Change
Additional Insured	Add, Edit, Delete	Yes	Yes	Event or Request	Policy Interests
Co-insured	Add, Edit, Delete	Yes	Yes	Event or Request	Policy Interests
Policy Assignment	Edit	No	Yes	Event	Policy Interests
Coverage Increase	Add, Edit	No	No	Calculated	Coverage Increases
Deductible Decrease	Edit, Delete	No	Yes	Calculated	Coverage Increases
Coverage Decrease	Edit, Delete	No	Yes	Event or Inception**	Coverage Decreases
Deductible Increases	Add, Edit	No	No	Event or Request	Coverage Decreases
Elevation Certificate	Add, Edit, Delete	No	Yes	Event or Inception	Rating Change***

NFIP Policy Change Details

Risk Characteristics

Policy Section	Functions	Auto-issue	Documents	Effective Date	NFIP Category
Primary Residence	Edit	No	Yes	Event	Rating Change
Occupancy*	Edit	No	Yes	Event or Inception**	Rating Change***
Building Description	Edit	No	Yes	Event or Inception**	Policy Change
Detached Structures	Edit	No	Yes	Event or Inception**	Policy Change
Building Over Water	Edit	No	Yes	Event or Inception	Policy Change
Foundation Type	Edit	No	Yes	Event or Inception	Policy Change
Number of Floors	Edit	No	Yes	Event or Inception	Policy Change
Number of Units	Edit	No	Yes
Floor of Unit
Foundation Description
Number of Elevators

This page contains details about NFIP Policy Changes.
Find more NFIP information in the How To Endorse section of the Flood Insurance Manual.