NFIP Map Revision Eligibility

This Equinox Procedure is for Underwriters. Find a complete list here.

NFIP Map Revision Eligibility

Categories of Effective Date Changes

Type	Description	Documentation Requirements	Effective Date Rule

Procedural Steps

1. Identify Request

Open the agent-submitted request in Equinox and determine the reason for the effective date change (see Categories of Effective Date Changes).

2. Verify Documentation

Confirm that all required documentation is attached and supports the requested change. Ensure the premium receipt date aligns with the corrected or updated effective date.

3. Decide Processing Outcome

Review the request for compliance with NFIP guidelines:

• Ensure that the new effective date resolves any compliance issues, such as lapses or overlaps.
• Verify that the requested date aligns with the documentation provided (e.g., loan closing date, premium receipt date).

Decide whether to Issue, Reject, or Pend the request:

• Issue: All requirements are met. Select the effective date in the policy details and apply the change.
• Reject: Request is non-compliant or documentation is invalid. Inform the agent and provide reasons.
• Pend: Additional information or clarification required. Specify the pend period and request the needed documentation.

If the request is Rejected or Pended, do not determine or select an effective date.

4. Take Action in Equinox

Does the policy need to be checked out to reject or pend?

Issue the Change

# Check out the policy

1. Determine the Effective Date
   • Use the date that aligns with the premium receipt or corrected documentation.
   • Use the new loan closing date if applicable.
2. Update the effective date in the policy record.
3. Click "Submit."

Pend the Change

If the request is Pended, document the reason and communicate the outcome to the submitting agent.

Reject the Change

If the request is Rejected, document the reason and communicate the outcome to the submitting agent.

5. Memo Activity Log

Record the decision, supporting documentation, and any communications with the agent in the policy notes.

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This page contains details about NFIP New Business. Find more in the How To Write section of the NFIP Flood Insurance Manual.