Agency Transfer

NFIP tenant coverage refers to flood insurance policies available to tenants (renters) under the National Flood Insurance Program (NFIP). This type of coverage is designed to protect the personal property of tenants and, in some cases, improvements or betterments they have made to their rented premises.

Building Coverage

A tenant can purchase building coverage, but the building owner's name must be included as a named insured.

Coverage for contents owned by the lessor must be written on a separate policy in the name of the lessor only. Lessors may not purchase building coverage if the owner or another party has purchased NFIP coverage on the same building.

This page contains information about the NFIP. Find more NFIP Resources.